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Keembely Díaz — Insurance Agent
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Dental

Dental insurance for your family — it covers what matters, no fine print.

With or without a medical plan. I explain what each level covers, the waiting periods, and how not to overpay.

A healthy smile

Coverage of up to $5,000 a year for dental treatment.

Dental

Waiting periods: the most useful thing to know

It is the time you wait, after activating your insurance, before certain treatments are covered.

If the insurance is interrupted — non-payment or a cancellation — the waiting period starts over from zero.
Class 3 procedures
  • Crowns
  • Root canals
  • Bone surgery
  • Bridges
  • Extractions

They are covered according to your waiting period, at the percentage that applies.

Did you know?

A dental X-ray can catch deep cavities or trouble in your molars in time.

Have you booked your children's dental check-up?

  • At their routine check-ups any treatment is caught in time.
  • A cleaning in time costs little. A crown or a root canal without insurance does not.

Companies I work with

  • UnitedHealthcare
  • ManhattanLife
  • Careington Solutions Simplified
  • Cigna HealthSpring
  • HealthSpring

I am an independent insurance agent; I am not employed by, endorsed by or sponsored by these companies.

Even if you buy nothing

Even if you buy nothing, I want you to leave with more clarity, more confidence, and the calm of honest advice with no pressure.

Get a free quote